Having trouble with word problems!

My fourth is having serious trouble with word problems.  She is otherwise good in math.  We use Math on the level, and she is progressing just fine.  She is good at multiplying and dividing. She can do an entire page of problems and get them all right.   BUT, when you put it all into a word problem, she just can’t get it.  We do lots of word problems together on our white board, and I Show her over and over how to work them out.  However when she attempts one on her own she will divide when she should multiply, and vise versa. She gets so frustrated with doing them, and I feel really bad that she is struggling like she is. 

I live in Florida and my daughter has to be evaluated each year.  Last year she did great except for the word problem part, which brought her math score down pretty low.  I am afraid she’s not going to do well this year either.  I am not so much concerned about her testing just because I want her to score really high, I just want the school district to be satisfied with her results.  

Has anyone gone through a similar situation?  Any advice on any word problem books or stratigies that might help?  I am open to any and all ideas since I am getting to the end of my rope…I just don’t know what to do anymore.

Thanks so much

~Michelle