We used our HELOC for this last adoption (brought her home in Feb.) and in 2010 when we adopted our sons. We have never received any grants unfortunately for us.
We have paid out close to $100,000 in adoption-related fees in the last 3 1/2 years, and we are NOT wealthy by any stretch.
How do we do it?
Well, the above-mentioned HELOC, which God willing will be paid back down again by the end of the year.
We have never gotten any help from our church. The one we attend doesn’t believe in helping people with adoption costs. I’m OK with that, but I think it is wonderful when churches do step up and help.
We don’t eat out (that is a huge expense that if you let it go will make your bank account skyrocket!).
We sold a bunch of gold jewelry including our high school class rings, and we profited more than $800, which we used to pay for our US immigration fees.
We had a garage sale this past Fall and made about $1200 (after selling some furniture that didn’t sell on Craigslist).
We ebayed, used Craigslist, and penched pennies literally.
We have been amazed to see how God has literally multiplied the money we do have (and DH makes) as we have stepped out each time to adopt.
I know some don’t believe in debt and we don’t have any other debt excepting our home loan, that we would love to be rid of, but when we see our 4 beautiful children we adopted, we know we did the right thing in bringhing them home.
***
As to Haiti, my only caution is that it is incredibly hard to adopt a child who is not paper-ready from ANY country including Haiti.
If the family is open to other countries, I highly recommend China’s Waiting Child Program. It is very up-front, thousands of children both BOYS and girls are waiting, and you can find a child who is in need of a home and whose paperwork is already in the system.
The longest process for us was 15 months to bring home our sons, and that was b/c we brought them home on the same trip, before China officially allowed the adoption of 2 unrelated children.
Here is a post I wrote on an advocacy site about our 4 children from China (before we brought home our baby girl):
http://www.nohandsbutours.com/2011/12/06/who-are-you-waiting-for/
It sums up how I feel, and I hope answers some basic questions about the China WC program.
Leslie