Well, why do you do your chores everyday?
Because you have motivation to keep a tidy home? Because maybe you enjoy certain chores like cooking or bookkeeping? Because you want your home to be ready should an unexpected guest drop by? Because you understand that sickness and foul odors are less likely in a home that is cleaned regularly? Because, if floors weren’t mopped or if toilets weren’t cleaned, they would not only look gross, but also be sticky and smelly?
Children can learn to enjoy these things too so that they do find motivation to do them on their own one day. Although, I can say that I don’t remember feeling internal motivation to do anything (except organize and clean my own room, which I LOVED) at a young age. I was the child whose parents never had to make clean my room. I delighted in coming home from school each day to a tidy room and closet, and so I kept it how I liked it without reminder, simply because it was something I enjoyed. I think children naturally develop these preferences over time too.
I say “preferences” because your version of clean and mine may very well be quite different. My version of clean now is far different than it was 10 years ago even! I’m much more laid back about things now.
Chores, whether for survival or not, are life’s earliest lessons in work ethic, completing a task well, and helping others. All children should learn these things, and chores are, in my opinion, the first and best way to teach these lessons. I believe this is the “deeper meaning” of chores.
Also, one day children will no longer be children, and they will need to know how to run a home on their own. Even at 9 and 10, I’m reminding my children of that fact. (I’m not going to do xyz for you because you will one day have to do it in your own home, and I won’t be there to do it for you then.)
In our home, chores are not called chores. They are called “responsibilities”. Each family member has responsibilities to keep the home running cleanly, smoothly, and efficiently. It is my responsibility to shop for and prepare our meals; the motivator is that I want to keep my family and myself well-fed and healthy. It is my responsibility to do laundry for my husband and myself; the motivator is that I like wearing clean clothes and so does he. It is my children’s responsibility to do their own laundry. Maybe they don’t care about wearing clean clothing now, but if laundry goes undone, they will eventually run out of clothes–motivation so as not to walk around stinky or naked! It is my children’s responsibility to clean their own room and bathroom. They actually like having a tidy room (maybe they get that from me!).
As long as my children live in our home, there will be certain things they are required to do, whether or not they have the internal motivation to do them. If my children don’t care about having a clean toilet in their bathroom, they will clean it anyway because it is expected of them to do so. One day (and this is true because it has happened with just about every adult I know), they will see the meaning behind cleaning toilets weekly. They may hate it now or not care, but because they live in our home and it is something I care about, it is required, like it or not.
Responsibilities are also an excellent way to teach habits. The habits of orderliness and neatness are well taught with chores, such as organizing a shelf, making one’s bed, or tidying a closet. The habit of perfect execution can be learned as the child gives his best effort to make his bed or wash the dishes. The habit of diligence is learned when we, the parents, teach a child a new skill, such as cleaning the bathroom, and then have them do it week after week, giving their best effort, and improving as time goes by. Children can see their own improvement, trust me.
Money is not associated w/ chores in our home at all. The children do receive a weekly allowance, but not for completing tasks around the house — unless I tell them they can do an extra chore, like cleaning baseboards, for an allotted amount of extra money. Money is simply given as a way to teach financial responsibility. We do not take away allowance as punishment — unless the taking away of money is directly related to the crime, which it has never been before. They have responsibilities in our home, not for pay, but because they live here for free and everything they want or need is provided for them. Making their beds, sweeping the floors, and washing the dishes are just part of being in a family and running a home. And they are learning that it isn’t fair for Mom to do all the work around the house while they’re off playing all day long.
So that is my philosophy. It’s pretty straightforward and no-nonsense, but that’s the kind of person I am. 
Blessings,
Lindsey