I'm going to agree with Rachel. If I was forced to choose between this and our monthly Netflix, I would choose to keep this. It's that worth it to me! Maybe you could do away with eating out once a month, and you'd still have money leftover even after paying the $9.95. Or you could try to cut your grocery bill by $10.00 a month--that wouldn't be too hard at all! Several years ago, I used to buy soft drinks like crazy because my husband loved them so much. He kicked the habit, and I'm saving at least $20 a month just by not buying cokes! Also we don't buy anything "boxed" (i.e. granola bars, cereal, pop tarts, Hamburger Helper, instant potatoes, etc.), and you'd be surprised how much that cuts off the grocery bill too. You could even turn your heater or AC down a couple of degrees and save a little bit that way. If it were me, I would do whatever it took to keep this Organizer.
Also, I know if push came to shove, my mom or my husband's parents would gladly give me $10.00 a month to pay for the Organizer if I asked them.